The market in numbers

$278K
Typical home value across the metro's 156 ZIP codes, August 2026
+3.0%
Change in the typical home value over the past 12 months
128 of 156
ZIP codes where home values are higher than a year ago
+4.8%
Typical yearly price growth over the past five years
$1,500
Typical monthly rent, in the 74 ZIP codes with rent data
6.1%
Typical gross rental yield: a year's rent over the home value
3.7×
Typical home value as a multiple of local median household income
+2.5%
Forecast for home values over the next 12 months, typical ZIP code

Home values over the last two years

The typical home in the Cincinnati metro was worth $263,100 in September 2024 and $277,800 in August 2026, a change of +5.6% over two years. The high point of the period came in April 2026, at $278,000, and values are 0.1% below it today.

Typical home value, last 24 monthsTypical home value in the Cincinnati metro by month, from September 2024 ($263,100) to August 2026 ($277,800).$263K$268K$273K$278KSep 2024Sep 2025Aug 2026
Typical home value across the metro's ZIP codes, monthly. Source: CITIZEN.

Where prices are rising fastest

The ten Cincinnati ZIP codes with the strongest change in home values over the past twelve months.

ZIP codeAreaHome value12 months5 yrs, per year
45001Addyston, OH$133,800+19.3%+7.2%
47353Liberty, IN$201,500+10.8%+5.1%
47003Bath, IN$186,400+9.6%+6.4%
41033Demossville, KY$265,800+9.6%+6.5%
47010Bath, IN$269,400+9.2%n/a
47325Brownsville, IN$234,500+9.0%+7.1%
41004Brooksville, KY$202,000+9.0%+5.3%
41080Petersburg, KY$341,900+8.5%+5.3%
41092Verona, KY$329,000+8.2%+4.7%
41043Foster, KY$249,800+8.1%+4.8%

Where prices are falling

27 of the metro's ZIP codes are below where they were a year ago. These are the ten largest declines.

ZIP codeAreaHome value12 monthsFrom its peak
41010Corinth, KY$153,900−13.7%−18.1%
41003Berry, KY$206,500−7.3%−9.0%
41045Ghent, KY$193,600−6.2%−6.8%
45203Cincinnati, OH$348,900−5.2%−5.8%
45206Cincinnati, OH$253,400−4.5%−6.1%
45219Cincinnati, OH$268,000−3.7%−3.9%
45202Cincinnati, OH$381,200−2.4%−5.5%
45223Cincinnati, OH$217,100−2.0%−4.6%
45205Cincinnati, OH$138,800−1.9%−7.6%
41018Elsmere, KY$234,700−1.9%−2.3%

Best rental yields

Gross yield is a year's rent divided by the home value, before costs. These are the 10 highest yields among the 74 Cincinnati ZIP codes with a rent index.

ZIP codeAreaHome valueMonthly rentGross yieldRent, 12 months
45204Cincinnati, OH$128,900$1,50014.1%n/a
45205Cincinnati, OH$138,800$1,30011.7%+2.2%
41074Dayton, KY$202,700$1,90011.4%+4.6%
45214Cincinnati, OH$138,000$1,30011.3%+6.3%
45207Cincinnati, OH$222,200$2,00011.0%n/a
45015Hamilton, OH$182,000$1,4009.3%n/a
45067Trenton, OH$277,100$2,0008.7%n/a
45231Cincinnati, OH$215,300$1,6008.7%+1.2%
45246Springdale, OH$250,500$1,7008.3%−0.7%
41014Covington, KY$177,700$1,2008.3%+6.9%

Most affordable against local incomes

Home value divided by the median household income of the people who live in the ZIP code. A lower multiple means homes cost fewer years of local earnings. The metro typical is 3.7×.

ZIP codeAreaHome valueMedian incomePrice to income
41010Corinth, KY$153,900$71,2002.2×
47003Bath, IN$186,400$80,2002.3×
41085Silver Grove, KY$192,400$77,8002.5×
41003Berry, KY$206,500$79,6002.6×
47353Liberty, IN$201,500$76,8002.6×
41033Demossville, KY$265,800$100,3002.6×
45001Addyston, OH$133,800$50,4002.6×
45167Ripley, OH$186,800$68,8002.7×
45111Camp Dennison, OH$279,700$100,9002.8×
45003College Corner, OH$198,900$71,2002.8×

Who is moving in

Household moves between the 2022 and 2023 tax years. Migration is measured by county, so the figures cover each county in the metro rather than single ZIP codes. 14 of the metro's 24 counties gained households. The last column is how much more, or less, the average arriving household earned than the average household that left.

CountyNet householdsNet income movedArrivals vs leavers, per household
Clermont County, OH+1,452+$93.8M−$255
Kenton County, KY+710+$76.6M+$2,655
Boone County, KY+324−$109.2M−$13,964
Harrison County, KY+314+$19.7M+$5,066
Campbell County, KY+292−$12.8M−$4,850
Brown County, OH+168+$20.2M+$5,217
Ripley County, IN+86−$11.3M−$9,851
Pendleton County, KY+48+$9.9M+$9,252
Union County, IN+46+$4.8M+$7,297
Preble County, OH+40+$10.7M+$4,943
Owen County, KY+38+$6.2M+$8,633
Switzerland County, IN+38+$6.2M+$8,633

What CITIZEN sees

CITIZEN grades every US ZIP code on one national scale, reading price and its direction, rent, local earnings, resident equity and where buyers and their money are arriving from. Grades are ranks: an A is the top 10% of the country, an F the bottom 10%. In the Cincinnati metro, 9 of 156 ZIP codes grade A and 20 grade F. Which ones, and why, is in CITIZEN.

All 156 ZIP codes

Every ZIP code in the metro with a home value, in numerical order.

Show all 156 ZIP codes
ZIP codeAreaHome value12 months5 yrs, per yearMonthly rentGross yield
41001Alexandria, KY$345,200+5.4%+3.8%$1,5005.1%
41002Augusta, KY$197,900+4.0%+4.7%n/an/a
41003Berry, KY$206,500−7.3%+4.9%n/an/a
41004Brooksville, KY$202,000+9.0%+5.3%n/an/a
41005Burlington, KY$328,500+2.7%+4.2%$2,1007.6%
41006Butler, KY$286,300+7.8%+7.1%n/an/a
41007Alexandria, KY$363,000+6.4%+2.6%n/an/a
41010Corinth, KY$153,900−13.7%−0.2%n/an/a
41011Covington, KY$289,500+0.2%+4.3%$1,6006.8%
41014Covington, KY$177,700−0.4%+4.8%$1,2008.3%
41015Taylor Mill, KY$231,800+1.8%+5.0%$1,4007.0%
41016Ludlow, KY$199,400−0.4%+4.4%$1,3007.7%
41017Lakeside Park, KY$338,200+3.0%+3.9%$1,5005.2%
41018Elsmere, KY$234,700−1.9%+4.2%$1,3006.7%
41030Crittenden, KY$307,200+3.7%+5.3%n/an/a
41033Demossville, KY$265,800+9.6%+6.5%n/an/a
41035Dry Ridge, KY$283,900+4.2%+6.1%n/an/a
41040Falmouth, KY$206,400+2.6%+5.9%n/an/a
41042Florence, KY$276,600+0.4%+3.6%$1,5006.7%
41043Foster, KY$249,800+8.1%+4.8%n/an/a
41044Brooksville, KY$213,400+5.4%+6.5%n/an/a
41045Ghent, KY$193,600−6.2%+5.7%n/an/a
41046Glencoe, KY$194,600−0.2%+5.4%n/an/a
41048Hebron, KY$384,300+2.0%+3.8%$1,7005.4%
41051Independence, KY$334,400+2.9%+4.7%$2,1007.4%
41059Melbourne, KY$313,600+0.8%+0.9%n/an/a
41063Morning View, KY$310,900+6.3%+6.8%n/an/a
41071Newport, KY$233,900+0.2%+3.5%$1,5007.9%
41073Bellevue, KY$245,600+0.3%+3.9%$1,5007.2%
41074Dayton, KY$202,700−0.6%+2.5%$1,90011.4%
41075Fort Thomas, KY$379,100+6.9%+3.8%$1,3004.2%
41076Cold Spring, KY$267,000+1.6%+3.4%$1,5006.8%
41080Petersburg, KY$341,900+8.5%+5.3%n/an/a
41083Sanders, KY$229,400+2.1%+5.7%n/an/a
41085Silver Grove, KY$192,400−1.2%+3.3%n/an/a
41086Sparta, KY$235,400+0.8%+4.9%n/an/a
41091Union, KY$460,000+3.2%+3.5%n/an/a
41092Verona, KY$329,000+8.2%+4.7%n/an/a
41094Walton, KY$351,500+4.5%+5.0%$1,6005.6%
41095Warsaw, IN$192,600+1.2%+4.8%n/an/a
41097Williamstown, KY$259,000+2.2%+5.5%n/an/a
45001Addyston, OH$133,800+19.3%+7.2%n/an/a
45002Cleves, OH$356,800+1.9%+4.2%n/an/a
45003College Corner, OH$198,900+1.1%+3.1%n/an/a
45005Franklin, OH$276,200+3.0%+5.7%$1,3005.5%
45011Hamilton, OH$374,700+3.4%+5.9%$1,9006.2%
45013Hamilton, OH$274,300+3.8%+5.7%$1,3005.7%
45014Fairfield, OH$285,700+3.5%+5.7%$1,3005.6%
45015Hamilton, OH$182,000+3.6%+5.6%$1,4009.3%
45030Harrison, OH$322,400+2.7%+4.5%n/an/a
45032Harveysburg, OH$221,100+1.1%+6.1%n/an/a
45034Kings Mills, OH$433,800+0.9%+5.0%n/an/a
45036Lebanon, OH$410,200+2.3%+5.1%$1,9005.5%
45039Maineville, OH$395,600+0.7%+4.8%$1,8005.6%
45040Mason, OH$502,800+1.3%+5.6%$2,2005.2%
45042Middletown, OH$251,500+3.7%+5.6%$1,0004.8%
45044Middletown, OH$266,300+2.7%+5.5%$1,5006.9%
45050Monroe, OH$355,800+3.1%+5.9%n/an/a
45052North Bend, OH$350,300+2.6%+4.6%n/an/a
45053Okeana, OH$465,000+5.5%+6.1%n/an/a
45054Oregonia, OH$475,600+5.2%+5.9%n/an/a
45056Oxford, OH$347,800+4.0%+4.6%n/an/a
45062Seven Mile, OH$217,600+4.2%+4.3%n/an/a
45064Somerville, OH$295,100+5.5%+4.8%n/an/a
45065South Lebanon, OH$369,600+2.6%+5.0%$1,9006.3%
45066Springboro, OH$433,600+0.6%+4.2%$1,9005.2%
45067Trenton, OH$277,100+2.3%+5.4%$2,0008.7%
45068Waynesville, OH$453,000+3.4%+5.8%n/an/a
45069West Chester, OH$427,400+2.8%+5.8%$1,9005.3%
45101Aberdeen, OH$201,100+2.1%+4.0%n/an/a
45102Amelia, OH$312,000+3.4%+5.2%$1,2004.7%
45103Batavia, OH$330,500+2.6%+4.2%$1,5005.4%
45106Bethel, OH$265,300+1.9%+4.9%n/an/a
45111Camp Dennison, OH$279,700+6.0%+5.0%n/an/a
45118Fayetteville, OH$306,100−0.2%+3.8%n/an/a
45120Felicity, OH$239,700+6.2%+4.1%n/an/a
45121Georgetown, OH$242,300+3.1%+5.2%n/an/a
45122Goshen, OH$307,300+3.7%+4.8%n/an/a
45130Hamersville, OH$250,800+2.6%+4.3%n/an/a
45140Loveland, OH$447,900+2.6%+5.7%$1,8004.7%
45150Milford, OH$339,400+2.4%+4.5%$1,5005.3%
45152Morrow, OH$399,300+1.8%+4.2%$2,6007.8%
45153Moscow, OH$270,900+3.5%+2.8%n/an/a
45154Mount Orab, OH$273,000+2.0%+5.4%n/an/a
45157New Richmond, OH$309,300+3.8%+4.8%n/an/a
45160Owensville, OH$207,400+5.2%+3.9%n/an/a
45162Pleasant Plain, OH$328,600+4.3%+4.8%n/an/a
45167Ripley, OH$186,800+1.1%+2.8%n/an/a
45168Russellville, OH$237,600+2.5%+3.7%n/an/a
45171Sardinia, OH$296,200+4.9%+5.4%n/an/a
45174Terrace Park, OH$784,800+6.5%+5.9%n/an/a
45176Williamsburg, OH$278,500+2.5%+5.1%n/an/a
45202Cincinnati, OH$381,200−2.4%−0.1%$1,6005.1%
45203Cincinnati, OH$348,900−5.2%+3.0%n/an/a
45204Cincinnati, OH$128,900+1.6%+2.7%$1,50014.1%
45205Cincinnati, OH$138,800−1.9%+2.9%$1,30011.7%
45206Cincinnati, OH$253,400−4.5%+0.7%$1,4006.6%
45207Cincinnati, OH$222,200−0.6%+3.7%$2,00011.0%
45208Cincinnati, OH$628,200+5.2%+5.2%$1,5002.8%
45209Cincinnati, OH$397,300−0.6%+3.9%$1,5004.6%
45211Cincinnati, OH$198,800+0.7%+4.7%$1,2007.2%
45212Norwood, OH$253,600−1.0%+4.2%$1,3005.9%
45213Cincinnati, OH$300,200+0.6%+3.9%$1,4005.6%
45214Cincinnati, OH$138,000+3.8%+6.2%$1,30011.3%
45215Lockland, OH$235,900−0.1%+4.4%$1,3006.8%
45216Cincinnati, OH$158,500−0.7%+4.5%n/an/a
45217Saint Bernard, OH$205,600−1.8%+4.5%$1,3007.5%
45218Greenhills, OH$229,700−0.6%+5.3%n/an/a
45219Cincinnati, OH$268,000−3.7%+3.5%$1,4006.1%
45220Cincinnati, OH$338,000−0.1%+3.9%$1,2004.2%
45223Cincinnati, OH$217,100−2.0%+2.0%$1,3007.3%
45224Cincinnati, OH$215,200−0.4%+4.2%$1,2006.4%
45225Cincinnati, OH$114,9000.0%+6.1%n/an/a
45226Cincinnati, OH$461,1000.0%+3.0%$1,8004.6%
45227Cincinnati, OH$283,000−1.3%+3.4%$1,6006.6%
45229Cincinnati, OH$247,2000.0%+2.9%$1,2005.9%
45230Cincinnati, OH$310,000+2.3%+4.3%$1,4005.4%
45231Cincinnati, OH$215,300+0.9%+4.6%$1,6008.7%
45232Cincinnati, OH$177,400+2.2%+4.8%n/an/a
45233Cincinnati, OH$350,300+2.5%+4.4%$1,7006.0%
45236Deer Park, OH$287,300+0.6%+5.0%$1,9008.0%
45237Cincinnati, OH$200,800−1.7%+3.7%$1,2007.1%
45238Cincinnati, OH$221,700+1.2%+4.7%$1,1005.7%
45239Cincinnati, OH$209,500+1.7%+5.1%$1,3007.5%
45240Forest Park, OH$246,100+1.2%+5.2%$1,5007.5%
45241Sharonville, OH$397,500+2.4%+5.1%$1,4004.2%
45242Montgomery, OH$550,200+3.8%+6.0%$1,9004.1%
45243Madeira, OH$755,200+4.7%+5.7%$2,3003.7%
45244Dry Run, OH$405,000+3.2%+5.6%$1,6004.9%
45245Cincinnati, OH$330,400+2.1%+4.9%$1,5005.5%
45246Springdale, OH$250,500+1.2%+4.8%$1,7008.3%
45247Dent, OH$326,400+1.9%+4.4%$1,4005.0%
45248Mack North, OH$260,300+1.6%+4.5%n/an/a
45249Sixteen Mile Stand, OH$599,300+3.6%+6.6%$1,6003.2%
45251Cincinnati, OH$220,300+1.6%+5.2%$1,5008.2%
45252Cincinnati, OH$305,000+1.1%+3.9%n/an/a
45255Cincinnati, OH$356,300+3.8%+5.4%$1,7005.7%
45697Winchester, OH$248,200+5.4%+5.0%n/an/a
47001Aurora, IN$285,300+6.3%+7.1%n/an/a
47003Bath, IN$186,400+9.6%+6.4%n/an/a
47006Batesville, IN$330,500+4.9%+4.8%n/an/a
47010Bath, IN$269,400+9.2%n/an/an/a
47012Brookville, IN$276,500+4.6%+4.5%n/an/a
47016Brookville, IN$322,600+6.2%n/an/an/a
47018Dillsboro, IN$309,800+5.2%+6.0%n/an/a
47022Guilford, IN$415,700+6.1%+6.2%n/an/a
47024Laurel, IN$243,200+3.8%+5.2%n/an/a
47025Bright, IN$333,000+5.3%+5.8%n/an/a
47030Metamora, IN$262,000+5.9%+5.8%n/an/a
47032Moores Hill, IN$289,600+5.4%+6.4%n/an/a
47036Oldenburg, IN$311,400+3.3%n/an/an/a
47040Rising Sun, IN$260,700+3.8%+6.3%n/an/a
47041Sunman, IN$348,800+6.8%+5.6%n/an/a
47060West Harrison, IN$376,100+5.9%+5.4%n/an/a
47325Brownsville, IN$234,500+9.0%+7.1%n/an/a
47353Liberty, IN$201,500+10.8%+5.1%n/an/a

Questions

Are home prices going up or down in Cincinnati?

Up. Home values across the Cincinnati metro are up 3.0% over the past twelve months, to a typical $278K, and 128 of its 156 ZIP codes are higher than a year ago.

What is the typical home value in Cincinnati?

$277,800 across the metro's 156 ZIP codes, as of August 2026. It ranges from $114,900 in ZIP 45225 to $784,800 in ZIP 45174.

What is the typical rent in Cincinnati?

About $1,500 a month, across the 74 ZIP codes with rent data, up 3.5% over the past year.

Which Cincinnati ZIP codes are rising fastest?

45001 (Addyston, OH, +19.3%), 47353 (Liberty, IN, +10.8%), 47003 (Bath, IN, +9.6%), over the past twelve months.

What is the forecast for Cincinnati home prices?

The forecast for the typical ZIP code in the metro is +2.5% over the next twelve months. Forecasts are estimates and change every month.

Other housing markets

Sources and method

  • Source: CITIZEN, Lualdi Advisors' US housing market intelligence. Home values, rents and forecasts through August 2026; household incomes 2020 to 2024; migration for tax years 2022 to 2023; new homes permitted in 2025.
  • Metro figures are medians across the ZIP codes in the metro, not a separate metro index. The two-year chart is the median ZIP value for each month. Grades and scores are CITIZEN's own.
  • Updated monthly. Last updated 2026-10-14.